"When you start doing the things you ought to do, when you ought to do them, the day will come when you can do the things you want to do, when you want to do them."
- Zig Ziglar
"Failure is a prerequisite for great success. If you want to succeed faster, double your rate of failure."
- Brian Tracey
MY BUSINESS PHILOSOPHY

Everyone should be entitled to the best medical care available, regardless of economic position. But, however unfairly, things don't always work out that way for those without health coverage. So while our medical system may be up for debate, the smart choice is to make sure one is adequately protected through health insurance.

Essentially, insurance is peace of mind against the unforeseen, protecting against potential financial devastation.

I am insured and sell insurance because I advocate its function and usefulness - not as a means for the policy holder to profit or gain, but as a means to safeguard recovery of loss.

As a profession, insurance was a natural field for me since both my father and grandfather had chosen it before me.

My father, Arthur Fries, now an expert claims consultant, has been my greatest influence, building his success through honesty and dedication.

Jack Fries, my grandfather, was in the insurance business for over fifty years before retiring. Today at the age of ninety-nine, he happily resides in Florida and golfs three times a week!

While I subscribe to healthy living and believe in taking responsibility for one's own well-being, I recognize the possibility of sudden illness and accidents out of our hands. It is through such events that one can suffer insurmountable financial loss if not protected.

Understandably, the continuous rise of health insurance costs has left a negative impact on both insured and uninsured consumers. But even with the changes in the industry regarding policy benefits and premiums, I unequivocally believe in the foundation of insurance.

I observed the true power of health insurance two years ago when one of my clients had open heart surgery. His bills totaled over $400,000. The policy had not been in force longer than three months, but with my client's maximum-out-of-pocket, the insurance company paid out over $395,000, while his costs totaled $5000.

There are countless examples of health insurance working for the consumer. For me, these examples serve as continuous inspiration and renewal of my belief in the power of insurance, if and when needed.

Simply put, health insurance offers security in knowing that for a predetermined premium, you are putting the majority of a potential financial burden on the insurance company.

It is my goal to make sure each and every individual l speak with has a better understanding of how insurance works, and to make certain they are in the most cost efficient plan possible for them.