CLIENT COMMENTS The following are some client comments verbatim, taken from emails and phone conversations. "I've spoken to three other agents in the last two days, and you're the only one that's explained this to me in a way I understand…" - J. W., Studio City, October 2002                             "It's nice to work with someone who actually returns my calls." -I. R., Westwood, June 2003                             "With hundreds of health plans out there, you were able to zero in on the plan best suited for me in a matter of minutes." - C. N., Los Angeles, February 2003                             "Your services are indispensable. Finding the right plan actually turned out to be a painless experience!" - P. D., Sherman Oaks, June 2003                             "I thought I had found medical insurance on my own, but a friend suggested I call you. You've saved me over $100 a month in premiums by steering me towards a less expensive but equally effective plan." - D. G., Mission Hills, April 2003                             "You are thorough and patient and have a knack for simplifying the ins and outs of insurance so that even someone like me who doesn't have a head for these things can understand and make an informed decision." - Y. M., Hollywood, March 2003                             "You didn't leave anything out--you know exactly what you're getting into, good and not-so-good, but there will be no surprises. It's your honesty that ranks you above the typical insurance sales agent, as far as I'm concerned." - A. F., Manhattan Beach, April 2003